Whether your home is hit by lightning, hail, or some other calamity, you’ll be awfully glad you have a homeowners insurance policy in place to help foot the cost of repairs. Yet while home insurance typically covers a variety of common hazards that can befall your home, don’t get too confident, because it may not cover every mishap that may come your way. The exact instances that are and aren’t covered by a typical home
What are the best questions to ask a mortgage lender before you lock in a home loan? If you want to find the very best mortgage for your needs, it pays to not automatically go with the very first lender you see. “You need to shop around to make sure you’re getting the best interest rate and loan terms,” says Peggy Yee, supervising broker at Frankly Realtors, in Vienna, VA, who recommends that home buyers
Moving is the perfect opportunity to declutter, jettisoning the dead weight of your unneeded stuff before you haul it into your new home. Yet while the very best time to cut your losses is before you pack your things, unpacking is another prime opportunity to edit your belongings, too. It could easily come in handy, especially if you packed in a frenzy, without fully considering what to keep or toss, or if you hired movers
Grants to buy a house? That sounds too good to be true. What’s the catch? Actually, there isn’t one. Many homebuyers receive home buying grants every year. These are effectively gifts, which don’t have to be repaid. These grants come from state agencies and nonprofits in the form of “down payment assistance.” They’re a 100% legit and acceptable way to cover your down payment when you get a mortgage. Really, the only hurdles are the