Buying Mortgage Tips

What Is an Assumable Mortgage and How Much Money Can It Save Homebuyers?

Assumable mortgages seem to be all the rage these days—if you’re able to snag one. But buyers should note they can come with some very expensive caveats. What is an assumable mortgage? These loans are just what they sound like. They are the original loans taken out by sellers when they purchased their homes. When the homeowners sell their homes, the new buyers then “assume” their mortgages. The advantage to today’s buyers is many homeowners […]

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Money Tips

Saving for a Down Payment When Living Paycheck-to-Paycheck

A down payment is an important component of taking a step toward homeownership. Saving for a down payment is also the biggest obstacle that you probably face when you want to buy a home. A down payment is the cash you pay upfront when you’re going to make a large purchase. If you were going to buy a $350,000 home with a 10% down payment, you’d need to have $35,000 in cash. Then, your mortgage […]

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Home Interior Design Tips Trends

Interior Design Trends to Love Right Now

Even though vaccinations are widespread in the U.S. right now, many people are still spending a lot of time at home. Summer 2021 is likely going to bring some return to normalcy, but it’s probably going to be a slow process. You still want your home to feel like an oasis, and with that goal in mind, the following are some of the biggest interior design trends right now. Maxed Out Design Minimalism had its […]

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Home Loan Money Mortgage Tips

10 Questions to Ask a Mortgage Lender

What are the best questions to ask a mortgage lender before you lock in a home loan? If you want to find the very best mortgage for your needs, it pays to not automatically go with the very first lender you see. “You need to shop around to make sure you’re getting the best interest rate and loan terms,” says Peggy Yee, supervising broker at Frankly Realtors, in Vienna, VA, who recommends that home buyers […]

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Home Moving Packing Tips

How To Unpack After a Move and Leave Your Home Clutter-Free

Moving is the perfect opportunity to declutter, jettisoning the dead weight of your unneeded stuff before you haul it into your new home. Yet while the very best time to cut your losses is before you pack your things, unpacking is another prime opportunity to edit your belongings, too. It could easily come in handy, especially if you packed in a frenzy, without fully considering what to keep or toss, or if you hired movers […]

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Grants Home Real Estate Tips

Grants to Buy a House: Your Down Payment Shortcut

Grants to buy a house? That sounds too good to be true. What’s the catch? Actually, there isn’t one. Many homebuyers receive home buying grants every year. These are effectively gifts, which don’t have to be repaid. These grants come from state agencies and nonprofits in the form of “down payment assistance.” They’re a 100% legit and acceptable way to cover your down payment when you get a mortgage. Really, the only hurdles are the […]

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